The best feature of financial apps is tracking spending and transactions. Understanding how much you spend and in what categories like dining, groceries, or gas can help you save money.
Powered by Clutch, The Manifest is one of the top B2B rating platforms that connect businesses with other software development companies. Based on Vietnam’s Top 60 Financial App Development Companies list from The Manifest, we will introduce you to top 10 financial app development companies in Vietnam, exploring their background and main services.
1. Kyanon Digital
Enhancing & Maintaining ACB’s Loyalty System with Open Loyalty
Kyanon Digital is a Vietnam-based financial app development company providing scalable, secure, and high-performance mobile and web solutions for global enterprises and SMEs. Since 2012, they have delivered end-to-end digital solutions across fintech, SaaS platforms, enterprise systems, and AI/ML-driven applications, focusing on innovation, operational efficiency, and high-impact results.
- Website: https://kyanon.digital/
- Founded: 2012
- Team size: 500+ across Vietnam, Singapore, Thailand, Australia, Malaysia
- Pricing tier: $25 – $49/hr (Vietnam-based engineering)
- Key clients: Confidential (fast-growing startups and regional enterprises)
- Strengths:
- Financial & enterprise focus: Specialized in fintech, SaaS platforms, and enterprise-grade systems.
- Full-cycle development: End-to-end services including strategy, consulting, innovation, operations, and venture development.
- Hybrid delivery model: Singapore–Vietnam collaboration ensures scalable, cost-effective solutions with global standards.
- Innovation & expertise: AI/ML integration, Laravel development, API integrations, low-code/no-code accelerators, and UX/UI design for high-performance apps.
Enhancing ACB’s loyalty system with Open Loyalty
Kyanon Digital: Enhancing ACB’s loyalty system with Open Loyalty.
Asia Commercial Bank (ACB) is one of Vietnam’s top commercial banks, known for innovation and customer trust. To strengthen customer loyalty, ACB launched ACB Rewards — a digital point-based program rewarding users for transactions. However, maintaining scalability, uptime, and security on an on-premises system became a major challenge.
Challenge
- Complex on-premises infrastructure with high maintenance needs
- Difficulty scaling to millions of users
- Need for 24/7 uptime and strict security compliance
- Seamless integration required with core banking systems
Solution
Kyanon Digital took full ownership of ACB Rewards’ support, maintenance, and enhancement, ensuring stability and scalability.
- Optimized infrastructure with performance monitoring and failover mechanisms
- Enhanced security and compliance with banking standards
- Improved scalability to handle high transaction volumes
- Leveraged exclusive Open Loyalty partnership for advanced features and direct technical support
Results
- Improved system stability and 24/7 availability
- Stronger data protection and compliance
- Increased customer engagement through enhanced UX
- Reduced maintenance burden on ACB’s IT teams
Read more: Enhancing & Maintaining ACB’s Loyalty System with Open Loyalty
2. PowerGate Software
PowerGate Software is a Vietnam-based financial app development company delivering scalable, secure, and high-performance web and mobile solutions for global enterprises and SMEs. With over 10 years of experience across fintech, healthcare, and other industries, PowerGate focuses on turning client innovations into globally recognized, market-leading products.
- Website: https://powergatesoftware.com/
- Founded: 2010s
- Team size: 200+ in-house engineers
- Pricing tier: Flexible (Outsourcing & Dedicated Team)
- Key clients: Startups and multinational enterprises worldwide
- Strengths:
- Industry expertise: Deep experience in fintech, healthcare, and enterprise solutions.
- Full-cycle development: Design, development, delivery, and ongoing support of digital products.
- High client satisfaction: 96% client satisfaction rate across 200+ delivered projects.
- Innovative engineering: Hand-selected in-house engineers with modern approaches to financial app development.
3. SotaTek JSC
SotaTek JSC is an AI and blockchain-focused software company delivering custom fintech solutions, mobile apps, and IT consulting across multiple industries.
- Website: https://sotatek.com
- Founded: 2015
- Team size: 500+
- Pricing tier: Flexible
- Key clients: Mid-market and enterprise clients globally
- Strengths:
- AI and blockchain fintech solutions
- Multi-region presence: Vietnam, Japan, USA
- End-to-end software and mobile app development
4. Xenia Tech
Xenia Tech specializes in web and mobile app development for financial services. Their offshore team in Vietnam helps global clients save up to 40% while delivering scalable fintech solutions.
- Website: https://xenia.tech/
- Founded: 2017
- Team size: 50+ professional engineers
- Pricing tier: Cost-effective offshore rates (up to 40% savings)
- Key clients: Enterprises and digital agencies worldwide
- Strengths:
- Offshore development cost efficiency
- Custom financial app development
- UX/UI-focused design and development
5. Savvycom Software
Savvycom provides fintech mobile and web solutions for startups, mid-market, and enterprise clients. They specialize in scalable, secure financial apps and SaaS solutions.
- Website: https://savvycomsoftware.com/
- Founded: 2009
- Team size: 500+
- Pricing tier: Flexible
- Key clients: IT, healthcare, and business services industries
- Strengths:
- Multi-platform app development
- Custom fintech solutions
- International presence: Vietnam, USA, Australia
6. BEETSOFT Co Ltd
BEETSOFT is a Vietnam-based Laravel development company offering IT consulting, outsourcing, BPO, and 3D/AR/VR/MR solutions for SMEs and multinational clients globally. With expertise in Laravel web development, AI, robotics, and system integration, BEETSOFT delivers scalable, secure, and cost-effective digital solutions.
- Website: https://beetsoft.com/
- Founded: 2017
- Team size: 500+
- Pricing tier: Flexible
- Key clients: SMEs & MNCs in technology, gaming, healthcare
- Strengths:
- Full-stack fintech development and integration
- Innovative AI, robotics, and immersive tech solutions
- Scalable offshore engineering team
7. Sosene Software
Sosene Software focuses on custom fintech apps, mobile and web solutions, and enterprise application modernization for small and large clients.
- Website: https://sosene.asia/
- Founded: 2020
- Team size: 10+
- Pricing tier: Flexible (Fixed, T&M, Dedicated Team)
- Key clients: Financial services, e-commerce, education, manufacturing
- Strengths:
- Enterprise app modernization
- Cross-platform fintech development
- Agile development for global clients
8. Relia Software
Relia Software provides user experience-driven engineering and scalable fintech app architecture. They have delivered 300+ applications across 10+ industries since 2011.
- Website: https://reliasoftware.com/
- Founded: 2011
- Team size: 100+
- Pricing tier: Flexible (Fixed, T&M, Dedicated Team)
- Key clients: SMEs & enterprises globally
- Strengths:
- UX-focused fintech apps
- Scalable architecture for enterprise-grade solutions
- Wide industry experience
9. Ventuso LLC
Ventuso LLC delivers fintech mobile apps, technical consulting, and onsite/offshore engineering teams. They support continuous enhancement and consulting for long-term fintech success.
- Founded: 2014
- Team size: 50+ employees
- Pricing tier: Flexible (Fixed, T&M, Dedicated Team)
- Key clients: SMEs & enterprises globally
- Strengths:
- Mobile fintech app expertise
- Consulting & continuous software support
- Flexible onsite/offshore delivery model
10. LTS Group
LTS Group is a Vietnam-based Laravel development and IT outsourcing company offering end-to-end software solutions across multiple industries. With a presence in Vietnam, Japan, and the US, LTS Group provides scalable, secure, and high-performance web and mobile applications alongside BPO, QA, and IT education services.
- Website: https://ltsgroup.tech/
- Founded: 2016
- Team size: Multiple subsidiaries across 3 countries
- Pricing tier: Flexible (Outsourcing & Dedicated Team)
- Key clients: SMEs and enterprises globally
- Strengths:
- Comprehensive IT services: Software development, QA/testing, BPO, and IT education.
- Global presence: Subsidiaries in Japan, the US, and Vietnam for seamless international delivery.
- End-to-end solutions: Covers strategy, development, testing, deployment, and maintenance.
- Scalable & reliable: Able to handle projects from SMEs to large enterprises with high-quality standards.
Vietnam’s fintech and enterprise software landscape is rapidly growing, and these Top 10 financial app development companies represent the most trusted and innovative partners for businesses seeking secure, scalable, and high-performance digital solutions. From custom financial apps and web platforms to AI-powered analytics and enterprise-grade systems, these companies help startups, SMEs, and multinational enterprises accelerate digital transformation and achieve measurable results.
Looking to build a financial app that drives growth and innovation?
Contact Kyanon Digital to explore how our end-to-end services in financial app development can turn your ideas into high-impact, scalable solutions.
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